During my internship, I conducted a comprehensive five-year ratio analysis of Sakthi Finance Limited and its key competitors to support strategic decision-making in the areas of risk management, governance, and financial performance benchmarking. The project involved evaluating core financial ratios across profitability, liquidity, leverage, asset quality, and operational efficiency to identify performance trends, strengths, and early-stage risk signals.

Using advanced Excel functions, automated templates, and risk-modelling techniques, I built a structured comparison model that enabled management to visualize multi-year shifts in financial health, credit exposure, and market positioning. The analysis enabled the team to validate business assumptions, assess peer competitiveness, and align lending strategies with risk appetite.

The project strengthened my ability to work with real-time financial statements, interpret NBFC performance metrics, and apply analytical frameworks used in credit evaluation and corporate finance. In addition to ratio computation, I presented key insights through dashboards and management-ready reports, helping transform raw financial data into decision-oriented insights.

This internship enhanced my practical exposure to financial analysis, Excel automation, NBFC business models, and risk assessment methodologies, while contributing to data-driven governance at Sakthi Finance Limited.