Problem Statement: 

78% of Indians have Bank Accounts, however 50% of Indian population of our Population is still credit unserved. Since, 70% of our population is employed in Unorganized sector, they do not have stable income levels. 

Hence most of the banks hesitate from providing them with formal credits due to difficulty in analyzing their credit repayment capability. Its a massive problem for people like street vendors who are dependent on daily income to survive.

Solution:

As a part of our solution we have come up with an application which is Integrated with UPI to provide instant short term credits and also helps to direct those in need of a long term credit to Government schemes by analyzing their eligibility for the same.

The specialty of the application is to provide short term credits without any hefty paperwork through UPI and facilitate repayment through UPI.

Please refer the PRD in link for detailed discovery and solution.